MyTimeEquity is a registered investment adviser (RIA) based in Plano, TX. Information shared is for educational and informational purposes only and should not be construed as investment, legal, tax, or accounting advice, or as a recommendation to buy or sell any security. All investments involve risk, including the possible loss of principal. Past performance is not indicative of future results. Views expressed are subject to change without notice.

© 2026 MyTimeEquity. All rights reserved.

SMH / XLC / XLF | MyTimeEquity

Back to marketplace

SMH / XLC / XLF

Closed3YGrowth Note

SMH / XLC / XLF

Issued by Morgan Stanley

Trade DateNov 14, 2025

Maturity DateNov 17, 2028

This offering requires qualified client status.

Underlier Details

SMH

SMH

Initial Price344.98

XLC

XLC

Initial Price111.33

XLF

XLF

Initial Price52.45

Indicative Value (IV) Trend

Last Updated on Jul 30, 2026

Latest Indicative Price

99.36%

as of Jul 30, 2026

Key Terms

Product	Market Linked Growth Note
Issuer	Morgan Stanley
Term	3Y
Protection Type	barrier
Protection	40%
Trade Date	Nov 14, 2025
Next Event Date	Nov 14, 2028
Maturity Date	Nov 17, 2028